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Is Neurological Physical Therapy Covered by Insurance?

Many people with neurological conditions rely on insurance to cover the cost of their NPT. However, it can be difficult to know exactly what is covered and what is not. This article will provide you with a general overview of insurance coverage for NPT, as well as some tips for getting the most out of your benefits.

Is Neurological Physical Therapy Covered by Insurance?

Most insurance plans cover NPT, but the amount of coverage varies from plan to plan. Some plans may cover all of the cost of NPT, while others may only cover a portion of the cost. You may also have to pay a deductible and/or copays for each NPT session.

To find out if your insurance plan covers NPT, you should contact your insurance company directly. You can also ask your physical therapist to help you verify your coverage.

How to Get the Most Out of Your Insurance Benefits

There are a few things you can do to get the most out of your insurance benefits for NPT:

  • Understand your plan’s coverage. Before you start NPT, be sure to understand your plan’s coverage for this type of therapy. This includes knowing how much of the cost of NPT your plan will cover, as well as any deductibles or copays you will need to pay.
  • Get a referral from your doctor. Many insurance plans require a referral from a doctor before you can start NPT. Be sure to check with your insurance company to see if this is a requirement for your plan.
  • Work with your physical therapist to develop a treatment plan. Your physical therapist can help you develop a treatment plan that is covered by your insurance plan. They can also help you get pre-approval for your treatment plan from your insurance company.
  • Keep track of your medical records. Be sure to keep track of your medical records, including your NPT treatment plan and any progress notes from your physical therapist. This information will be helpful if you need to appeal a denied claim from your insurance company.

Conclusion

NPT is a valuable treatment option for people with a variety of neurological conditions. Most insurance plans cover NPT, but the amount of coverage varies from plan to plan. By understanding your plan’s coverage and working with your physical therapist to develop a treatment plan, you can get the most out of your insurance benefits.

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